A factory worker from Batangas who has been working in a Japanese manufacturing firm since 1999 aired his grievances after the Pag-ibig Fund refused to grant him a housing loan because he has an outstanding salary loan.
Randy Dimaculangan of Tanauan City, Batangas, shared his story to Pinoyobserver.com, and how he was extremely disappointed with the people at Pag-ibig Fund office in Calamba, Laguna.
Dimaculangan has been working since 1999 in a Japanese electronics manufacturing firm at Lima Technology Center since 1999.
For almost 18 years, he has been paying income taxes, Pag-ibig, Philhealth, and SSS contributions. It was not until last year (December 2016), when he decided to apply for a housing loan through Pag-ibig Fund. He was shocked to discover that he has an outstanding salary loan which he did not receive. In short, someone has filed a salary loan on his behalf two years ago.
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“Mayroon daw akong P15K na dapat bayaran dahil mula raw nong nag loan ako last 2014 ay hindi pa ito kinakaltasan. Nagtataka ako kasi hindi naman ako nagloan. Kahit ang HRD namin ay wala ring nai-process noon”, Dimaculangan said.
Dimaculangan is currently working as manufacturing supervisor and receives at least P22,000/month basic salary – enough to qualify for a housing loan, not to mention his 18-year Pag-ibig contributions.
“Sinabi ko naman sa kanila (pag-ibig) na hindi ako ang nakapirma sa loan, pero ayaw nilang maniwala. Siguro isa sa mga empleyado nila ang gumawa ng paraan. Sinabi na rin ng HRD namin na hindi nila ako kakaltasan at magpa-file kami ng complaint sa Pag-ibig. Ang sa akin lang sana e, i-approve nila yong housing loan ko dahil may kakayanan naman akong magbayad”, Dimaculangan added.
“Buti pa yong mga KADAMAY, ni hindi nga nagbabayad ng tax may bahay pa… at libre pa. Nakaka disappoint naman to. Minsan naisip naming mag-asawa, maige pa yong mga taong walang ginawa sa buhay kundi ang mag-rally, inuuna pa ng gobyerno. Makasali na lang kaya sa kanila”, Dimaculangan said.
Dimaculangan also said that what President Duterte has done to Kadamay (giving free housing), was unfair to many working-class Filipinos who don’t have their own houses, yet paying taxes while working.
“Itong mga unyon pahamak talaga to. Dito sa Company namin bawal ang unyon. Nong nagtangkang may magtatag last 2009, naagapan kaagad ng management. Kung sino pa yong mga tamad sa trabaho at mahilig matulog pag nigh shift, sila pa yong may maraming reklamo. Ayon, kinasuhan ng management, pinatalsik. Dahil sa record nila, wala nang tatanggap sa kanila dahil ayaw ng management na bigyan sila ng malinis na Certificate of Employment. Balita namin may dalawa sa kanilang nakakuha ng pabahay sa Bulacan through KADAMAY”, Dimaculangan added.
Dimaculangan also noted that the country will not prosper if President Duterte will continue to tolerate lazy people.
“Hindi aasenso ang Pilipinas kung patuloy na pagbibigyan ni Pres. Duterte ang mga taong tamad, samantalang ang mga taong naghahanapbuhay at bumubuhay sa gobyerno (taxpayers), na kagaya namin ay nagiging second priority na lamang”, Dimaculangan said.
Dimaculangan said he will not stop filing complaints and petitions at Pag-ibig Fund until he get what is right for him. /Rosario Agudon/
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